| HS326: Introduction to Retirement |
| This course provides an overview of the financial planning market and how retirement plans benefit employees and business owners. This course also begins discussing retirement strategies and Individual Retirement Accounts. |
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- The Field of Retirement
- Retirement Rules, Agencies, and Resources
- Retirement Planning
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- The Field of Retirement
- Retirement Rules, Agencies, and Resources
- Retirement Planning
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| HS326: Choosing a Qualified Plan |
| This course describes the many types of qualified retirement plans and how they impact employers and employees. |
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- Introduction to Qualified Plans
- Qualified Plan Classifications
- Defined-Benefit Pension Plans
- Other Pension Plans
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- Profit-Sharing Plans
- 401(k) and SEP Plans
- SIMPLEs, ESOPs, and 403(b) Plans
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| HS326: Matching Plans with Clients |
| This course shows financial planners how to consider client interests and help select the best type of qualified plan. |
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- Plan Design and Coverage
- Employee Participation and Contributions
- Benefit Structure Concerns
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- Plan Loans and Vesting
- Death and Disability Benefits
- Top-Heavy Plans
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| HS326: Funding and Administration |
| This course explains funding requirements and the best sources of funds. It also describes plan installation, administration, and termination. |
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- Funding a Plan
- Group Pension Products
- Funding Vehicles and Plan Investing
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- Plan Installation
- Plan Administration
- Terminating a Plan
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| HS326: Monetary Needs after Retirement |
| This course explains how to estimate client retirement income, needs, and deficits, and strategies for funding those deficits. |
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- Setting Expectations
- Effects of Inflation and Social Security
- Pensions and Private Savings
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- Calculating Monetary Need
- Creating a Savings Schedule
- Investing for Retirement
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| HS326: Nonqualified Plans and Distribution |
| This course provides an overview of nonqualified plans and the tax advantages associated with them. This course also explains the many ways in which funds are distributed to retirees. |
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- Introduction to Nonqualified Plans
- Tax and ERISA Considerations
- Funding and Administration Considerations
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- Distributions at Retirement
- Minimum Distribution Rules
- Lump-Sum Distributions
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